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Bad Credit History?

Can you still get a mortgage?

Probably - but always shop around for the best deals!

If you don't have a spotless credit history then we can put you in touch with a broker who can help you to find the mortgage that you want. This does not mean however, that you will always have to pay high interest rates. The bad credit or 'sub-prime' market has expanded greatly over the past few years and the lenders are in competition with each other for your business.

There are many options available - for example, a self certification or 'self cert' mortgage has become increasingly popular . The lenders security in the case of a self cert comes from the fact that they generally offer a lower loan to value than an 'ordinary' borrower would get - It's unlikely that you could borrow more than 85 - 90% of the properties value on a self cert.

As the lenders have a higher level of security, it's often easier to get a self cert if you have an adverse credit history.

Interest rates vary depending on your circumstances but bear in mind that generally the lower the loan to value, the lower the interest rate.

Let us do the shopping around for you - We'll refer your details to a broker who can access rates for the credit impaired which compare favourably with mainstream rates. Simply fill in the fast enquiry form below and find out how they can help you get the mortgage or remortgage you want - There's no obligation, no charges and no credit check without your permission!

Self Employed
Employed less than 6 Months
Arrears
CCJ/ Defaults
High Street Declined
IVA
Discharged Bankruptcy
Unusual Property Constructions
1st charge with sub prime lender

Secured loan phone help Loansite is one of the longest established finance sites in the UK - we've helped thousands of people find loans and remortgages so why not let our lenders do the shopping around for you?

Don't worry if you've had past credit or money problems - our panel of lenders offer competitive rates, so fill in the fast enquiry form below or talk to one of our friendly advisors on 0800 043 7474 and find out how we can help you get the loan you want.

There's no obligation, no charges and no credit check without your permission.

Loansite is a Limited company based in Cardiff, UK. We are registered under the UK Data Protection and Consumer Credit Acts.

Bad Credit Loans for Homeowners

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE

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