Self Cert Mortgages and Remortgages

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What is remortgaging?

Remortgaging is transferring your mortgage from your existing lender to another lender without moving home.
These days switching loan providers is easy, and with interest rates still comparitively low, it's an ideal time to consider remortgaging.
Remortgaging has risen sixfold over the last five years. Recent figures reveal that due to the recent rises in interest rates - five since November, more borrowers are choosing to remortgage and take advantage of the availability of better rates and competitive deals, rather than the expense of moving home. more on remortgage


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    A self cert mortgage relies on you to declare your income to the lender - they don't need to see a P60, payslips, accounts or other proof of income. They are useful for the self employed, self certing is also useful for borrowers who receive a large proportion of income in the form of a bonus or commission which may not be considered in calculations made by high street lenders.

    If you are self-employed, you might be reasonably well off and easily able to keep up payments but still have problems borrowing  - A high street lender often needs to see three years accounts before considering a mortgage for the self-employed.
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    Why spend hours on the phone trying to obtain a mortgage or remortgage when you can fill in one form and submit it to some of the UK's leading lenders?

    Why waste time shopping around for a lower interest rate when the lenders will contact you and offer their best deal?

    Remember you can search for mortgages and remortgages for self certification, bad credit rating, self employed and poor credit history.

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    Try a fast online mortgage enquiry now, there's no obligation, and you'll be surprised how much you can save

    No matter what your circumstances, it's worth taking a couple of minutes to search for a no-obligation quote.

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    THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU
    Any Information given on this website should not be treated as a substitute for the advice of an FSA regulated financial advice professional or company. full terms.

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