2007 - 2008 HOUSE PRICE NEWS
What is remortgaging?
Remortgaging is transferring
your mortgage from your existing lender to another lender without moving
home.
These days switching loan providers is easy, and with interest rates still
comparitively low, it's an ideal time to consider remortgaging.
Remortgaging has risen sixfold over the last five years. Recent figures
reveal that due to the recent rises in interest rates - five since November,
more borrowers are choosing to remortgage and take advantage of the availability
of better rates and competitive deals, rather than the expense of moving
home. more on remortgage
Self Cert mortgage and remortgage
Click here for more on self certification and self employed mortgages
Want to be a landlord? How to find a buy to let mortgage
Loans
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Get your new home fastIf you are looking for the best deal, complete our simple form to submit an enquiry to some of the UK's leading lenders. We
can help you find self certification, bad credit rating, self employed
and poor credit history mortgages. |
Find the best mortgage deals from top UK lenders -
Self
Cert
Self Employed
Buy to Let
We forward your request for information to a panel of the UK's leading mortgage lenders and brokers. They'll contact you and help you find the mortgage or loan you need.
A self cert mortgage relies on you to declare your income to the lender - they don't need to see a P60, payslips, accounts or other proof of income. They are useful for the self employed, self certing is also useful for borrowers who receive a large proportion of income in the form of a bonus or commission which may not be considered in calculations made by high street lenders.
If you are self-employed, you might be reasonably well off and easily able to keep up payments but still have problems borrowing - A high street lender often needs to see three years accounts before considering a mortgage for the self-employed.
Why spend hours on the phone trying to obtain a mortgage or remortgage when you can fill in one form and submit it to some of the UK's leading lenders?
Why waste time shopping around for a lower interest rate when the lenders will contact you and offer their best deal?
Remember we can help find mortgages and remortgages for self certification, bad credit rating, self employed and poor credit history.
No Fees
Fast response
No Commitment
No Employer contact
Completely Confidential*
Try
a fast online mortgage
enquiry now, there's no obligation, and you'll be surprised
how much you can save |
No matter what your circumstances, it's worth taking a couple of minutes to complete our on-line form for a no-obligation quote.
CCJ's
Arrears
Defaults
Bad
credit rating
Self Certification of income
Poor
credit history
Self Employed
Buy to Let Remortgages
Try our free enquiry service. Our panel of FSA registered lenders and brokers will help you source the best mortgage for your circumstances from amongst the top names in the UK:
Abbey National - Alliance and Leicester - Bank of Ireland - Bank of Scotland - Birmingham Midshires - Bristol and West - Brittanic Money - Capital Home Loans - Chelsea Building Society - Cheltenham and Gloucester - Cheshire Building Society - Coventry Building Society - The Derbyshire - First National - Future Mortgages - GMAC Residential Funding - Halifax - High Street Home Loans - Irish Permanent - Intelligent Finance - Kensington Mortgages - Lambeth Building Society - Leeds and Holbeck - Mortgage Express - Mortgages plc - Nationwide - Natwest - Northern Rock - Paragon - Platform Home Loans - Portman Building Society - Preferred Mortgages -The Royal Bank of Scotland - Skipton Building Society - Sun Bank - The Mortgage Business - Verso - West Bromwich Building Society - Woolwich plc - Yorkshire Building Society
We simply aim give you the best opportunity to get the finance you need without having to make endless applications. It doesn't matter if you have an A1 credit rating or have had ccj's or arrears, you can still apply. We also specialise in mortgages for the self employed and customers who are looking for self cert (self certification) mortgages.
We don't maintain call centres or representatives or make loans ourselves. Once you have submitted your enquiry, all dialogue is between yourself and the lender. Typically you willbe contacted soon after enquiring by a number of potential lenders, the choice is entirely up to you whether you proceed, wait for a couple of months or forget the whole thing!
There's no obligation, no catches and the whole service is 100% confidential. We are registered under the UK consumer and Data protection Acts.
Click here for more information for customers with credit problems or special requirements
*Registered under the UK consumer credit and data protection acts
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE Your
request for a mortgage quote or information will be passed exclusively
to FSA regulated brokers and/or lenders who may charge a fee for
this service. Information given on this website is intended as a
source of general information only and is not intended to recommend
or endorse any particular type of mortgage or mortgage product.
We do not charge you for using this site. You may be required to pay a broking fee, The overall cost for comparison is 7.5% APR. The rate is variable and based on a usual case, including fees of £2,000. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. If you are thinking of consolidating existing borrowing, you should be aware that you will be increasing the term of the debt and increasing the total amount you repay. Information on this site must not be construed as legal or financial advice on specific matters. All information is a public resource of general information, which is intended be accurate, complete and up to date but is not guaranteed to be so. The accuracy, completeness, fitness for purpose or currency of any content is not warranted or guaranteed. Your use of information on the Web Site or materials linked from the Web Site is at your own risk. All content, information copyright loansite.co.uk 2001 - 2007 |